JuniorWealth

Banking for Kids

Cash is invisible to kids who grow up tapping screens. A kids' debit card or first bank account makes money tangible again: they see the balance drop when they spend, watch savings grow, and make small mistakes while the stakes are $12, not $12,000.

This hub compares the big players — Greenlight, Acorns Early, Step, BusyKid — and walks you through opening a first account, what FDIC insurance means for these apps, and which features actually matter at each age. Start with the milestones in our age-by-age money guide if you're not sure your child is ready.

Guides in this section

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Allowance Calculator

Most families fund kids' cards with allowance. See the right weekly amount for your child's age — compared to real platform averages.

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