College Savings
Four years at a public in-state school already runs roughly $29,000 a year all-in, and costs keep climbing. The good news: you don't have to save every dollar — most families cover college with a mix of savings, current income, aid, and scholarships.
This hub explains the account types (529 vs. UGMA vs. UTMA), how each affects financial aid, and how far a realistic monthly contribution actually goes. Pair it with the money milestones guide to get your child involved in the goal too.
Guides in this section
Trump Account vs. 529: Which Should You Fund First?
Trump Accounts come with a free $1,000, but 529s still win for college. The 2026 comparison, with real dollar examples and a clear order of operations.
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UGMA vs UTMA vs 529: A Plain-English Comparison
UGMA, UTMA, or 529? Compare control, taxes, kiddie tax, financial aid impact, and the $35k 529-to-Roth rollover to pick the right account for your kid.
Read the guide →
Free tool
College Savings Projector
Enter your child's age and monthly contribution to see your projected balance, the estimated cost, and your funding gap.
Try it now →