JuniorWealth

College Savings

Four years at a public in-state school already runs roughly $29,000 a year all-in, and costs keep climbing. The good news: you don't have to save every dollar — most families cover college with a mix of savings, current income, aid, and scholarships.

This hub explains the account types (529 vs. UGMA vs. UTMA), how each affects financial aid, and how far a realistic monthly contribution actually goes. Pair it with the money milestones guide to get your child involved in the goal too.

Guides in this section

Free tool

College Savings Projector

Enter your child's age and monthly contribution to see your projected balance, the estimated cost, and your funding gap.

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