Investing for Kids
Time is the one investing advantage your kid has over every adult on Earth. $25 a month invested from age 10 can outgrow far bigger contributions started at 30 — that's compound interest doing the heavy lifting.
This hub covers the accounts (custodial brokerage, custodial Roth IRA for kids with earned income), the apps that let kids buy their first fractional share, and scripts for explaining it all at the dinner table. Want the big picture first? See money milestones by age.
Guides in this section
Custodial Roth IRA for Kids: The Complete Parent Guide
How a custodial Roth IRA works in 2026: the $7,500 limit, what counts as earned income, where to open one free, and what $7,500 could grow into.
Read the guide →
How to Explain Compound Interest to a Kid, With Examples
Age-by-age scripts for explaining compound interest to kids at 5, 8, 10, 13, and 16 — snowballs, doubling pennies, and real dollar examples.
Read the guide →
Free tool
Compound Interest for Kids
Show your child (and yourself) what $25/month becomes by 18 — then flip the toggle to 65 and watch their jaw drop.
Try it now →