Investing for Kids
Time is the one investing advantage your kid has over every adult on Earth. $25 a month invested from age 10 can outgrow far bigger contributions started at 30 — that's compound interest doing the heavy lifting.
This hub covers the accounts (custodial brokerage, custodial Roth IRA for kids with earned income), the apps that let kids buy their first fractional share, and scripts for explaining it all at the dinner table. Want the big picture first? See money milestones by age.
Guides in this section
How to Claim the $1,000 Trump Account Baby Bonus (Form 4547 Walkthrough)
The $1,000 Trump Account deposit isn't automatic — you claim it on IRS Form 4547. Here's the exact step-by-step for parents, online and on paper, updated for 2026.
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Your Teen Made Summer Job Money — Now What?
A paycheck is the best money-teaching moment of the year. The 50/30/20 teen split, why a summer job unlocks a Roth IRA, and the 2026 tax rules parents ask about.
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Trump Accounts for Kids: How They Work and How to Sign Up (2026 Guide)
Trump Accounts are live as of July 4, 2026. Who gets the $1,000, how to sign up in 10 minutes, contribution limits, and how they compare to a 529.
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Custodial Roth IRA for Kids: The Complete Parent Guide
How a custodial Roth IRA works in 2026: the $7,500 limit, what counts as earned income, where to open one free, and what $7,500 could grow into.
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How to Explain Compound Interest to a Kid, With Examples
Age-by-age scripts for explaining compound interest to kids at 5, 8, 10, 13, and 16 — snowballs, doubling pennies, and real dollar examples.
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Free tool
Compound Interest for Kids
Show your child (and yourself) what $25/month becomes by 18 — then flip the toggle to 65 and watch their jaw drop.
Try it now →